Are you planning to apply for the Asaan Karobar Card Scheme? Please check the eligibility criteria before starting your application. This will help you apply easily and avoid problems. Many people make mistakes during the application process. You must avoid these mistakes. Below is the detailed information.
✳️ Eligibility Criteria – Asaan Karobar Card Scheme
To apply for the Asaan Karobar Card you must meet these important rules:
🔹 You must have a valid CNIC as per NADRA records
🔹 Your mobile number must be registered on your CNIC or name
🔹 Your age must be between 21 and 57 years
🔹 You must be a Pakistani citizen living in Punjab
🔹 You must be a small or young entrepreneur in Punjab
🔹 Your business must be present or planned in Punjab
🔹 You must have a clean credit history
🔹 There should be no unpaid or late loans
🔹 You must pass a credit and psychometric test
👉 Only one application is allowed per person and per business
🔴 Note: Also check the “Requirements to apply Asaan Karobar Card”
✳️ Key Conditions
These conditions are very important for using the card:
✅ Funds must be used only for business
✅ No non-business spending is allowed
✅ All non-business uses will be blocked
✅ You must register your business with Punjab Revenue Authority or Federal Board of Revenue
✅ The registration must be done within 6 months after you get the card
👉 Again remember only one application per person or business is allowed
✳️ Common Mistakes to Avoid
Many people face rejection due to small mistakes. Read the points below carefully.
🔹 Incomplete or Wrong Documents
Do not submit wrong or half documents. This is the most common reason for rejection. Always check and upload the correct papers.
🔹 Ignoring Eligibility Rules
You must follow the eligibility criteria properly. If not followed your application will be rejected.
🔹 No Proper Business Plan
Without a good business proposal your chances of getting approved are low. Write how you will use the loan. Also mention how you will return it.
🔹 Ignoring Loan Terms
Before you apply you must understand all loan rules and terms. This will help you in your journey with the loan and avoid confusion.
✳️ Helpline Number
If you need help or have any questions regarding the Asaan Karobar Finance Scheme or Asaan Karobar Card, you can call:
📞 Helpline Number: 1786
✳️ Important Info
| Requirement | Details |
|---|---|
| CNIC | Must be valid and as per NADRA |
| Mobile Number | Must be registered on CNIC |
| Age Limit | Between 21 to 57 years |
| Residence | Must live in Punjab |
| Nationality | Must be Pakistani |
| Business Location | Should be in Punjab only |
| Credit History | Must be clean and no overdue loans |
| Credit & Psychometric Test | Must be passed |
| FBR/PRA Registration | Must be done in 6 months |
| Use of Funds | Only for business |
| Number of Applications Allowed | Only one per person/business |
✳️ Conclusion
To apply for the Asaan Karobar Card, you must follow all rules and requirements. If you do not meet the eligibility, your application will be rejected. Always give the correct documents. Avoid all common mistakes. Have a good business plan. Understand the loan terms before applying. These small steps will help you get the card easily. If you are confused call helpline 1786.
✳️ Frequently Asked Questions
Q1: Can I apply if my age is 20 years?
No you must be at least 21 years old to apply.
Q2: Can I apply if my business is in Sindh?
No this scheme is only for Punjab residents and businesses.
Q3: Can I use the card for personal use?
No you can use it only for business purposes.
Q4: Can I apply again if my application is rejected?
Yes you can apply again but only after correcting the issues in your previous application.
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