Terms & Conditions

Welcome to the AKC Punjab Asaan Loan Scheme! By using our website (“akfcpunjab.pk”), you agree to follow these terms and conditions. Please read them carefully before using our services.

1. General Overview

The Asaan Karobar Finance Card (AKC Punjab) is a program by the Punjab Government, led by Chief Minister Maryam Nawaz, to offer interest-free loans and business solutions for entrepreneurs. These terms govern your use of the information and services available on our website. By accessing the website, you agree to follow these terms.

2. Eligibility

The AKC Punjab Loan Scheme is available only to eligible residents of Punjab, Pakistan, who meet the government’s specified criteria. Applicants must:

  • Be at least 18 years old.
  • Provide accurate personal and business details during the application process.

Misleading information may result in disqualification and legal action.

3. Use of Website

Users are allowed to use akfcpunjab.pk for personal or informational purposes related to the Asaan Karobar Scheme. Unauthorized activities such as data mining, copying content, or hacking are not allowed. We can modify, suspend, or end access to the website at any time without prior notice.

4. Loan Application Process

To apply for a loan under the AKC Punjab scheme, you must use the official channels on our website. Loan approval depends on eligibility verification, creditworthiness, and meeting the scheme’s requirements. Submitting an application does not guarantee loan approval.

5. Interest-Free Loans and Other Benefits

The loans offered under the AKC Punjab scheme are interest-free. However, applicants must repay the principal within the agreed period. Other benefits, like solar systems or business-friendly policies, may be available depending on eligibility and availability.

6. User Responsibilities

Users are responsible for keeping their login details private. They must not engage in fraudulent or illegal activities on the website or while applying for loans. Misuse of the website may result in suspension or legal actions.

7. Privacy Policy

We respect your privacy and are committed to safeguarding your personal information. For more details, refer to our Privacy Policy. By using the website, you agree to the collection and use of your data as explained in the Privacy Policy.

8. Limitation of Liability

AKC Punjab is not responsible for any damages or loss resulting from:

  • Errors or omissions on the website.
  • Unauthorized access to personal data.
  • Delays or failures in processing applications due to technical issues.

We strive for accuracy but do not guarantee that the information is free from errors or fully up-to-date.

9. Third-Party Links

Our website may have links to external websites or resources. We are not responsible for the content or services provided by these third parties. Using these third-party sites is at your own risk.

10. Modification of Terms

We have the right to update or change these terms at any time without notice. Continued use of the website after changes means you accept the updated terms.

11. Governing Law

These terms and conditions are governed by the laws of Punjab, Pakistan. Any legal disputes regarding the use of our website or services will be handled in the courts of Punjab.

Contact Us

If you have any questions or concerns, please contact us at: